Property and Casualty Underwriter

Job Description

We are seeking an experienced Property and Casualty Underwriter with 5-6 years of experience in the US insurance process. The ideal candidate will have a strong background in underwriting for brokers and carriers and will be responsible for evaluating and analyzing insurance applications to determine risk levels and premium pricing. Key Responsibilities: Evaluate insurance applications and related documents to determine the level of risk involved. Assess and analyze information such as loss records, financial statements, and property details. Set appropriate terms, coverage, and premium rates for new and renewal policies. Develop and maintain relationships with brokers and carriers to facilitate the underwriting process. Ensure compliance with underwriting guidelines, regulations, and standards. Provide technical guidance and support to junior underwriters and other team members. Participate in underwriting audits and reviews to ensure quality and accuracy. Stay updated on industry trends, regulations, and best practices. Qualifications: Bachelors degree in Business, Finance, Insurance, or a related field. 5-6 years of experience in Property and Casualty underwriting, preferably with exposure to the US insurance market. In-depth knowledge of underwriting principles, guidelines, and regulations. Strong analytical and decision-making skills. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Proficiency in underwriting software and tools. Preferred Skills: Experience working with different types of property and casualty insurance products. Familiarity with US insurance market standards and practices