Piramal Capital & Housing Finance is hiring Sr Relationship Manager for its retail business. The incumbent would be responsible for achieving the sales and cross-sell targets, improve profitability and enhance company's reputation. Responsible for building and development of internal team and external channel partners.Responsible for achieving the sales and cross-sell targets, customer satisfaction, productivity and thus enhance profitability through the team of DSTs.Responsible for establishing the Piramal brand and managing the sales and business development activities for Micro LAP in the affordable segment.Smooth functioning of lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.The incumbent is required to have a good knowledge and understanding of the local affordable markets.Knowledge of compliance regulations as issued by RBI and the company. Incorporate these requirements into the business processes and procedures. Periodic self assessments including corrective action as needed and ensure appropriate training of the team regarding the same. Role & responsibilities Preferred candidate profile 1 to 2 years of experience in Mortgage Industry with minimum 1 year of team handling experience in affordable segment. Ability to liaison & follow-up with external and internal stakeholders. Good written & verbal communication skillsExperience of recruiting and training of sales team and channel partners.Ability to work under tight deadlines Perks and benefits

Key Roles & Responsibilities: Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptionsHandle oversight & review of credit underwriting of small ticket LAP in the mapped clusterEstablish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch levelAnalyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branchFunctionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policyReview credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessmentResponsible for sanction decisioning as per the Credit Appraisal process and deviation matrixCollaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelinesMonitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targetsMentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulationsMonitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversightAssess the training and development needs of the team and continuously improve underwriting capabilityShould be willing to adapt to digital tools and processes Essential Experience:5-10 years of relevant experience in Credit underwriting high value LAPDeep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if anyKnowledge of local markets and trends in retail lendingDeep experience & understanding of retail financial services across NBFCs, bankingAbility to liaison & follow-up with external and internal stakeholdersUnderstanding of CIBIL and other checks required to validate customers credibilityAbility to manage a team

7+ years of experience in the microfinance, banking, or financial services sector, with at least 5 years in a leadership role.Demonstrated success in managing multiple regions or areas and achieving business growth targets.Strong financial management experience, including overseeing budgets, profitability, and loan portfolio performance.In-depth knowledge of microfinance principles, lending practices, and regulatory equirements.Excellent leadership, communication, and interpersonal skills, with the ability to manage and motivate large teams.Ability to travel extensively within the geo.

Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships.Responsible for ensuring the adherence of KYC documents as per the guidelines by the company.Responsible for achieving the cross-sell targets from the Micro LAP customers like insurance or any other appropriate product which may come up from time to time.Responsible for establishing the Piramal brand and managing the sales and business development activities for Micro LAP with focus on LAP segment in the assigned hub location.The incumbent is required to have a good knowledge and understanding of the local affordable / mass affluent markets and PMAY.Preferred candidate profile Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.Location: Pudukkottai, Tanjore, Tenkasi - Mattappa Street, Thirunelveli Trichy Tiruppur Erode Dharmapuri

Role & responsibilities candidate should be ok for filed sales Preferred candidate profile Should have exp in unsecured department Perks and benefits Best incentive

Role & responsibilities:Candidate should be experienced into filed sales job. Preferred candidate profile:Should have knowledge about Unsecured Loans. Perks and benefits:Best incentive in market, Travel allowences.

Role & responsibilities Should have sales experience, and day to day responsibilities would to manage costumers and generate leads and manage sales target Preferred candidate profile candidate who has experience into LAP (micro LAP)Perks and benefits Best incentive in market, Multiple programs for internal promotion.

Role & responsibilities Responsible for sales target achievement through partnership channels & self-sourcing Preferred candidate profile 3 to 8 years of relevant experience in Capital market, Mutual Fund, Equity broking industry & distribution houses into financial servicesExperience in loan against securities & exposure to digital lending process in loan against securities is preferred Preferred Industries:Equity Broking : ICICI Securities, HDFC Securities, IIFL, Share Khan, Motilal Oswal, Angel Broking etc.. NBFC : Bajaj Finserv, Tata Capital, Edelweiss etc.. Distribution Houses : JM Financial, Anand Rathi, SMC Global, Prudent, NJ India etc Banks : ICICI, HDFC, AXIS, KOTAKPlease share your CV to Maruthu.PandianP@Piramal.com or whatsapp your CV : 7305615420