National Credit Manager Wholesale Lending

Job Description

The National Credit Manager – Wholesale Lending will lead the credit underwriting and portfolio management function for BBG (Business Banking Group), CBG (Commercial Banking Group), and Working Capital (WC) products at a national level. This role involves: Overseeing and guiding regional credit teams on credit appraisal, underwriting standards, and risk mitigation strategies. Developing and enforcing credit policies aligned with regulatory and internal risk frameworks. Driving high-quality credit decisions for mid to large-ticket borrowers across sectors. Collaborating with business teams to balance growth with sound credit practices. Monitoring portfolio health, ensuring asset quality, and managing delinquency levels.