Mortgage Due Diligence Specialist

Job Description

We are currently seeking to hire a qualified Mortgage Due Diligence Specialist. Please find the detailed job description below: Roles & Responsibilities: Review Loan Documentation : Ensure that all necessary documentation (e.g., loan application, income verification, credit reports, purchase contracts and lease agreements) is complete and accurate. Verify Compliance: Ensure that the loans comply with investor guidelines. Analyze Credit Risk: Assess borrower creditworthiness by analyzing credit scores, and other factors. Assess Property Valuation: Review property appraisals and ensure that property values are in line with market conditions and the loans risk profile. Spot Potential Red Flags: Identify any discrepancies, missing information, or potential fraud indicators within the loan files. Prepare Reports: Generate reports on findings, such as compliance issues, missing documents, or any risks that might affect the loan's performance. Collaborate with Teams: Work with other teams, such as underwriting, and loan origination teams to resolve issues identified during the due diligence process. Preferred Candidate profile : Immediate joiners or Maximum 1-month notice period. Shift Willing to work in Night shift (7 PM to 4 AM).