Some Careers Have More Impact Than Others.
If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.We are currently seeking an experienced professional to join our team in the role of
Manager,Portfolio Analytics and Insights
Business: Risk & Compliance
Principal Responsibilities
- Operate as an individual contributor within the IFRS9 ECL Insight and Analytics and Loss forecasting function
- Drive portfolio analytics to identify key drivers and insights for movement in Expected Credit Loss for all retail portfolios across markets.
- Drive loan impairment analytics to identify drivers for changes vis--vis annual loss forecast plan
- Continuously looking at the macro environment challenges and use that while providing insights
- Analytical reporting for both IFRS9 and Loss forecasting function by developing MI to explain the drivers of various changes.
- Develop various tools using technology to support analytics and analytical reporting SAS, Python, R Qliksense and more importantly ability to learn and adapt new technology with changing times.
- Engage with business partners to provide business priorities, present various analytical output to various review committees (comprising senior management from various functions within businesses)
- Guide the team in best practices with respect to governance and SOX controls and support Internal Audit and External Audit
- Ensure open, transparent, proactive and timely interaction with major stakeholders (subject matter experts, regional / group stakeholders, governance /control / implementation team) in alignment with values and behavior principles
Qualifications
- 2-6 years experience required, preferably in banking / analytics
- PG in mathematics/Statistics/Economics/Engineering or equivalent; MBA is a plus
- Relevant experience in analytics specifically in the fields like Credit Risk Modeling & Basel, Loss Forecasting / Reserving, Risk Strategy,
- Marketing analytics/IFRS 9/Stress testing/CECL etc.
- Prior exposure in stress testing and / or impairment reserves would be an added advantage
- Good understanding of consumer lending products like Credit Cards, Mortgages, Personal Loans, Overdraft, Auto Loans and Line of credit
- Excellent communication skills with technical (the team) and non-technical (senior management in region) counterparts; being able to translate between the two worlds is essential
- Strong analytical skills with an ability to grasp new concepts quickly
- Strong organizational, analytical, problem-solving and verbal and written communication skills.
- Internal Candidates should fulfill regular IJP guidelines & eligibility criteria.
What additional skills will be good to have
- Knowledge of SAS / Python / R
- Ability to learn and adapt new technology with changing times.
You'll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
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