Job Description

Urgently Hiring for Small finance Bank Job Title: Relationship Manager - SME & Transaction Banking Location: Delhi / Bangalore Key Responsibilities Develop, manage, and nurture relationships with founders and business owners. Source new clients for lending products and other banking services. Manage end-to-end client relationships, ensuring seamless service delivery. Evaluate client information such as business decks, MIS, and financial statements. Conduct preliminary screening, credit underwriting, and risk assessment for potential clients. Structure deals and prepare comprehensive credit/investment assessment memos. Present proposals to the Investment Committee / Credit Committee. Coordinate with internal teams such as Risk, Operations, Legal, and Compliance to ensure smooth deal execution. Lead additional due diligence processes, managing documentation, negotiation, and closing procedures. Collaborate with legal teams to draft and finalize transaction documents. Monitor portfolio companies' financial performance, operational metrics, and recommend strategic actions. Maintain strong connections with the startup ecosystem, investment bankers, and other financial partners. Ensure compliance with regulatory and internal standards throughout all processes. Key Skills & Qualifications Education: CA / CFA / MBA. Experience: 2-7 years in relationship management, credit analysis, venture capital, private equity, investment banking, structured debt, corporate lending, or transaction advisory. Industry Exposure: Experience with consumer goods & services, education, healthcare, logistics, fintech, other tech sectors, or real estate. Strong understanding of financial statements, notes to accounts, and financial ratios. Proficient in financial modeling and transaction structuring. Familiarity with standard transaction documents and relevant clauses. Competencies Proficiency in Microsoft Excel, Word, and PowerPoint. Strong written and verbal communication skills. Excellent presentation and negotiation capabilities. Detail-oriented with strong analytical skills. Ability to thrive in a fast-paced, dynamic team environment. Proactive and adaptable with the ability to manage multiple tasks effectively.