Job Description

Role & responsibilities: Loan Origination and Servicing Support: Coordinate and manage the end-to-end loan application process. Verify and validate documents and information provided by applicants. Underwriting and Disbursement: Perform document and system checks to ensure loans are disbursement-ready. Evaluate the creditworthiness and financial stability of applicants. Loan Docket Management: Organize, maintain and review loan dockets to ensure compliance with regulatory standards. Oversee proper storage and retrieval processes. Regulatory Compliance: Handle CERSAI and CKYC reporting in compliance with regulations. Ensure adherence to all regulatory guidelines and internal policies. Portfolio Performance and Risk Assessment: Monitor portfolio performance and perform periodic risk analyses. Identify trends, flag potential risks, and suggest corrective actions. System Management and Technical Escalations: Maintain and update loan management systems with precision. Identify and escalate technical issues to ensure data integrity and operational continuity. Preferred candidate profile: Qualifications and Experience: Graduate/Postgraduate in Commerce, Finance, or related fields. 2-6 years of prior experience in banking or financial institutions, with a focus on housing finance / Business loan operations and underwriting. Strong analytical and problem-solving skills. Familiarity with regulatory frameworks related to secured loans and housing finance. Proficiency in loan management systems and tools. Excellent organizational and communication skills. Attention to detail and ability to work under tight deadlines. Please ignore this mail, if you have attended any interview with us in the last 6 months. Experience in verifying Title-deed documents for housing properties is mandatory.