Junior Auditor Executive

As an Audit & Inspection professional at apna.co, your role will involve conducting regular and surprise audits of gold loan branches. You will be responsible for verifying gold ornaments pledged, including their weight, purity, and valuation. It will be your duty to cross-check the actual gold stock with system entries and physical records, ensuring proper tagging, sealing, and storage of gold in the branch vault. Additionally, you will be required to check the accuracy of gold loan disbursements and collection records. Your responsibilities will also include ensuring compliance with company SOPs, RBI guidelines, and KYC/AML norms. You will need to identify operational risks, frauds, and procedural lapses, and report any discrepancies, fraud indicators, or irregular practices to higher authorities. In terms of Documentation & Record Verification, you will need to audit customer files for completeness of documentation and check system entries for correctness and completeness. Your role will also involve preparing detailed audit reports with observations and risk levels, as well as recommending corrective actions to branch staff and management. You will be expected to follow up on the implementation of audit recommendations. Furthermore, you will be responsible for educating and training branch staff on best practices and updated policies, as well as supporting branches in improving operational efficiency and reducing errors. No additional details about the company were provided in the job description.,