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12 Jobs in Kheralu

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0.0 - 1.0 years

0 Lacs

Kheralu, Gujarat, India

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Job Requirements Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL) Function/Department: Rural Banking Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Manage zoning activity to map household needs in villages and areas allocated. Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets. Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer. Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship. Nudge behavioral changes in customers to drive them towards online banking. Maintain high collections efficiency through discipline and drive. Monitor preparation of accurate documentation of loans and saving account. Coordinate with operations officer to ensure timely and accurate data entry. Ensure compliance as per the bank requirements. Conduct field audits and customer verifications to ensure high quality of accounts. Gather latest Market intelligence and track and benchmark against best practices in competitor banks. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for implementation of livelihood advancement and community development initiatives. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 0 to 1 years of relevant branch banking experience. Show more Show less

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1.0 - 4.0 years

4 - 7 Lacs

Kheralu

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LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. Assist clients in understanding loan options and provide guidance throughout the application process. Analyze financial statements, credit reports, and other documentation to make informed lending decisions. Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. Maintain accurate and up-to-date records of all loan applications and related documentation. Ensure compliance with all applicable lending regulations and policies. Continuously monitor loan portfolios and identify opportunities for risk management and improvement. Proficiency in Microsoft Office and loan management software. Strong communication and interpersonal skills.

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5.0 - 10.0 years

10 - 16 Lacs

Lunawada, Kheralu, Godhra

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Roles & Responsibilities: Own the liabilities for the branch and direct all operational aspects including distribution operations, customer service, administration and sales. Responsible for working towards achieving sustainable profitability for Liabilities sales of the branch. Custodian of people, processes and documents for the branch; expected to manage the liabilities for the branch and work towards achieving sustainable profitability. Manage a team of Relationship Manager-Branch Banking, Branch Operation & Service Manager and Branch Relationship Manager to drive client acquisition, deepening of existing relationships and addressing all needs of customers by providing gamut of banking services. Assess and monitor portfolio quality and loan limits, Conduct field audits and customer verifications. Achieve productivity, efficiency, financial (budget and cash flow), customer service targets and ensure statutory compliance for the branch. Assess local market conditions and identify current and prospective sales opportunities. Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs. Adhere to high ethical standards and comply with all regulations/applicable laws. Cultivate relationships with individual and corporate customers. Spearhead manpower planning, recruitment and training processes for both on-roll and off-roll employees to ensure high performing talent across levels. Develop and implement livelihood advancement and community development initiatives. Bring out the best of branchs personnel by providing training, coaching, development and guidance. Evaluate the feasibility of new initiatives in offering, channel & process point of view and ensure its implementation to improve overall operational efficiency. Collaborate with other branch departments and functions to provide products and service offerings to the customer. Spearhead manpower planning, recruitment and training processes for all employees to ensure high performing talent across levels. Develop and implement livelihood advancement and community development initiatives. Bring out the best of branchs personnel by providing training, coaching, development and guidance. Evaluate the feasibility of new initiatives in offering, channel & process point of view and ensure its implementation to improve overall operational efficiency. Collaborate with other branch departments and functions to provide products and service offerings to the customer. Managerial & Leadership Responsibilities: Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance, and integrity. Create environment for team to focus on automation and digital enablement to fulfil customers needs holistically. Attract & retain best-in class talent to meet Bank's rapid growth targets. Education Qualification: Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 5 to 10 years of relevant experience in Rural Branch Banking or allied Business.

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5.0 - 10.0 years

10 - 16 Lacs

Lunawada, Kheralu, Godhra

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Role/Job Title: Branch Manager-Rural Function/Department: Rural Banking Job Purpose: The role entails managing and scaling up the Rural banking business for the branch by creating strategies to achieve growth targets for the branch by managing operations and resources in the most cost efficient and technology effective manner. It also entails developing constructive relationships with key local dealers and working closely with them to boost volume of business by establishing a strong foundation with them as their financial partner of choice. It is accountable to ensure expansion of branch footprint, product penetration and delivery of high-quality customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing and deepening. It includes building up teams, systems, process and culture relevant to the branch network scale. Roles & Responsibilities: Own the liabilities for the branch and direct all operational aspects including distribution operations, customer service, administration and sales. Responsible for working towards achieving sustainable profitability for Liabilities sales of the branch. Custodian of people, processes and documents for the branch; expected to manage the liabilities for the branch and work towards achieving sustainable profitability. Manage a team of Relationship Manager-Branch Banking, Branch Operation & Service Manager and Branch Relationship Manager to drive client acquisition, deepening of existing relationships and addressing all needs of customers by providing gamut of banking services. Achieve productivity, efficiency, financial (budget and cash flow), customer service targets and ensure statutory compliance for the branch. Assess local market conditions and identify current and prospective sales opportunities. Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs. Adhere to high ethical standards and comply with all regulations/applicable laws. Cultivate relationships with individual and corporate customers. Spearhead manpower planning, recruitment and training processes for both on-roll and off-roll employees to ensure high performing talent across levels. Develop and implement livelihood advancement and community development initiatives. Bring out the best of branchs personnel by providing training, coaching, development and guidance. Evaluate the feasibility of new initiatives in offering, channel & process point of view and ensure its implementation to improve overall operational efficiency. Collaborate with other branch departments and functions to provide products and service offerings to the customer. Spearhead manpower planning, recruitment and training processes for all employees to ensure high performing talent across levels. Develop and implement livelihood advancement and community development initiatives. Bring out the best of branchs personnel by providing training, coaching, development and guidance. Evaluate the feasibility of new initiatives in offering, channel & process point of view and ensure its implementation to improve overall operational efficiency. Collaborate with other branch departments and functions to provide products and service offerings to the customer. Managerial & Leadership Responsibilities: Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity. Create environment for team to focus on automation and digital enablement to fulfil customers needs holistically. Attract & retain best-in class talent to meet Bank's rapid growth targets. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 5 to 10 years of relevant experience in Rural Branch Banking or allied Business. Age Criteria - upto 36Yrs Preferred candidate profile

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1.0 - 3.0 years

1 - 2 Lacs

Mehsana, Kheralu, Himatnagar

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Role & responsibilities Appraise the Loan for the MSME Highlight risks and mitigating measures as appropriate. Responsible for timely sanction and disbursement of MSME loans Ensure that the proposal is underwritten are as per the credit policies and procedures laid down by the company Comply with and ensure that all the processes pertaining to loan sanction has been adhered. Ensure that all required reporting to the management is done as per timelines laid down by the company Locations for Gujarat Himmatnagar Mehsana Kheralu

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6.0 - 10.0 years

4 - 7 Lacs

Kheralu

Work from Office

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*Should have good knowledge of legal compliance including Factories, EPF, ESI, Employment Exchange, Gratuity, Bonus, Fire, PCB and others. *Should have good knowledge of Training Development. *Should have good knowledge of ISO, SMETA, URSA audits. *Should have good knowledge of Administration related activities. *Should have good knowledge of Payroll Handling. *Should have good knowledge of grievance handling. *Able to handle routine IR issues.

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1 - 6 years

2 - 6 Lacs

Vijapur, Patan, Kheralu

Hybrid

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We are seeking a candidates to expand our distribution network in the building material products who can appoint distributor in their assined loaction and to look after their primary and secondary sales.sales strategies for primaryand secondarysales Required Candidate profile salary starting from 25k to 65k 1% incentive on above target HR PRIYA Contact -9289765124 ANY CANDIDATE CAN APPLY ATLEAST experience OF 2 YEARS preferable candidate will work from their hometown Perks and benefits incentive on above target 1 % on 5 lakh

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2 - 3 years

4 - 5 Lacs

Kheralu

Work from Office

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Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities ¥ Achieving & exceeding Business goals and targets for Personal Loan. ¥ Identifying referral network, brokers and generating business from them. ¥ Assign the responsibility to sales executives and monitor the performance. ¥ Identification of good areas to operate and customer profiles. ¥ Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations. ¥ Team management & Grooming of the team to achieve their respective targets ¥ Managing the Delinquency of the business sourced to ensure health of portfolio. ¥ Manage the Distribution through Direct, referral and their concerns in an appropriate manner Required Qualifications and Experience ¥ Minimum graduate with 2 to 3 Years of Exp in Branch Sales ¥ Prior Exp in Banking & NBFC Industry (Asset or Liabilities) ¥ Prior experience in Refinance and gold loans is a must ¥ Should have Exp of handling multiple product sales ¥ Must have Team Management and Relationship Management Skills ¥ Willingness to travel extensively to rural location.

Posted 3 months ago

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1 - 3 years

3 - 5 Lacs

Kheralu

Work from Office

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Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap

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1 - 3 years

1 - 2 Lacs

Kheralu, Radhanpur

Work from Office

Naukri logo

Role & responsibilities Appraise the Loan for the MSME Highlight risks and mitigating measures as appropriate. Responsible for timely sanction and disbursement of MSME loans Ensure that the proposal is underwritten are as per the credit policies and procedures laid down by the company Comply with and ensure that all the processes pertaining to loan sanction has been adhered. Ensure that all required reporting to the management is done as per timelines laid down by the company Locations for Gujarat Kapadwanj Kheralu

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6 - 10 years

10 - 12 Lacs

Vadali, Idar, Kheralu

Work from Office

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Urgently looking for Branch Manager for fastest growing bank Position- Branch Manager Location - Idar Skills- Branch Banking sales Interested candidates can call or whtsapp their CV on 9891066650 Madhuri Also share it with your friends/colleagues.

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0 years

0 Lacs

Kheralu, Gujarat, India

On-site

Linkedin logo

Job Requirements Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL) Function/Department: Rural Banking Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Manage zoning activity to map household needs in villages and areas allocated. Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets. Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer. Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship. Nudge behavioral changes in customers to drive them towards online banking. Maintain high collections efficiency through discipline and drive. Monitor preparation of accurate documentation of loans and saving account. Coordinate with operations officer to ensure timely and accurate data entry. Ensure compliance as per the bank requirements. Conduct field audits and customer verifications to ensure high quality of accounts. Gather latest Market intelligence and track and benchmark against best practices in competitor banks. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for implementation of livelihood advancement and community development initiatives. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 0 to 1 years of relevant branch banking experience. Show more Show less

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