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10.0 - 12.0 years
4 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Audit Executive to join our team in Kasia, J-Grades. The ideal candidate will have 10 to 12 years of experience in auditing or a related field. Roles and Responsibility Prepare risk-based internal audit plans assigned by the audit manager. Conduct scheduled and surprise visits for 8 branches as per schedule. Gather market intelligence on MFI business in the area. Maintain records of collection quality in the catchment and advise branches of caution areas. Support field teams in difficult cases of collections. Investigate special situations if needed. Job Graduate or Post Graduate in any discipline. Minimum 10 years of experience in auditing or a related field. Strong knowledge of auditing principles and practices. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. TitleAudit Executive - IC&Q - MFB - Kushinagar - Kasia - J-Grades. ref=6589144.
Posted 1 month ago
2.0 - 5.0 years
2 - 6 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Quality Executive to join our team in Gorakhpur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and customer service. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience in sales or relationship management. Possess a basic understanding of microfinance business and JLG model working. Demonstrate critical attributes of customer service. Exhibit skills in relationship management and business sourcing. Have a flair for sales. Be able to work in a fast-paced environment and meet targets.
Posted 1 month ago
0.0 - 4.0 years
2 - 6 Lacs
Azamgarh, Gorakhpur
Work from Office
JOB DESCRIPTION Position/Designation Business Development Executive Grade B2 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks
Posted 1 month ago
1.0 - 4.0 years
3 - 6 Lacs
Azamgarh, Gorakhpur
Work from Office
JOB DESCRIPTION Position/Designation Business Development Executive Grade B2 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks
Posted 1 month ago
2.0 - 7.0 years
1 - 5 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Deoria, Bhatni, and J-Grades. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading financial services institution committed to providing high-quality banking solutions to its customers.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our sales team in the banking industry. The ideal candidate will have 2-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales, preferably in microfinance business. Possess basic understanding about microfinance business and JLG model working. Demonstrate relationship management and business sourcing skills. Exhibit a flair for sales and critical customer service attributes. Ability to work in a fast-paced environment and meet targets is essential.
Posted 1 month ago
5.0 - 10.0 years
6 - 10 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Area Sales Manager to lead our micro finance team in Gorakhpur. The ideal candidate will have between 5 to 10 years of experience in sales management, preferably in the micro finance industry. Roles and Responsibility Lead a sales team to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks. Develop and implement business development strategies to improve market share. Assess potential client base and product acceptability in new regions. Enable business growth by managing teams across assigned territories. Ensure compliance with regulatory requirements and company policies. Job Minimum 5 years of experience in sales management, preferably in the micro finance industry. At least 2 years of experience in a team handling and leadership role. Familiarity with the business correspondent model and direct lending business. Strong understanding of credit underwriting and legal requirements. Good knowledge of technology and automation. Post Graduate or Graduate in any discipline. Experience working in a NBFC, NBFC MFI, SFB, or Bank. Must handle BC & JLG business. Skills include relationship management, business sourcing, and portfolio management.
Posted 1 month ago
2.0 - 7.0 years
2 - 6 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in banking or financial services. Strong understanding of quality control processes and procedures. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in underwriting, disbursements, collateral, and coordination with cross-functional sales operations is desirable. A graduate degree is required for this position.
Posted 1 month ago
1.0 - 6.0 years
3 - 6 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Barhalganj, Sansarpur. The ideal candidate will have 1 to 6 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 1 year of experience in quality control and assurance. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, committed to providing high-quality services to its customers.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Gorakhpur. The ideal candidate will have 2-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and an understanding of critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.
Posted 1 month ago
2.0 - 7.0 years
3 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Develop and implement strategies to achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions and areas for geographical expansion. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Possess a basic understanding of microfinance business and JLG model workings. Demonstrate critical attributes of customer service. Exhibit skills in relationship management, business sourcing, and sales. Ability to work in a fast-paced environment and meet targets is essential.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Audit Executive to join our team in Gorakhpur. The ideal candidate will have 2-5 years of experience in auditing or a related field, with a strong background in auditing and excellent communication skills. Roles and Responsibility Conduct scheduled and surprise visits for 8 branches as per the schedule provided by the head office. Gather market intelligence on MFI business in the area and maintain records of collection quality. Support field teams in difficult cases of collections and conduct investigations into special situations if needed. Maintain accurate records of audits and provide recommendations for improvement. Collaborate with internal stakeholders to ensure compliance with regulatory requirements. Develop and implement audit plans to identify areas of improvement. Job Graduate/Post Graduate in any discipline. Minimum 2 years of experience in auditing or a related field. Strong knowledge of auditing principles and practices. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Experience working with financial services or broking industry is preferred. Ref6589251
Posted 1 month ago
2.0 - 5.0 years
3 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Collections Executive to join our team in Gorakhpur. The ideal candidate will have 2 to 5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Possess skills in relationship management, business sourcing, and sales. Demonstrate an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.
Posted 1 month ago
2.0 - 7.0 years
3 - 7 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in sales, branch management, or a related field. Roles and Responsibility Achieve sales targets while maintaining high-quality portfolios. Lead a team of Loan Officers/Field Staff to meet business targets. Ensure efficient collections and regular repayments from customers. Design and implement a collection strategy to avoid risky areas and maintain quality portfolios. Conduct regular field visits to guide and motivate Loan Officers. Track repayment from regular customers and follow up on delinquent customers, non-starters, and frauds. Maintain staff skill development through meetings and continuous monitoring of various clusters, identifying training needs as per market trends and new business opportunities, and ensuring resource optimization. Guide the team to improve First Time Right (FTR) and TAT while ensuring maximum customer satisfaction. Maintain a branch that aligns with brand values and ensure effective brand retention and recall amongst all customers and non-customers. Ensure all laid down systems and processes are followed at the branch as stipulated by Senior Management and ensure all staff are adequately trained on the company''s products and processes. Job Graduate in any discipline. Minimum 2 years of experience in sales, branch management, or a related field. Possess strong leadership and communication skills. Demonstrate the ability to work in a fast-paced environment and meet deadlines. Exhibit excellent problem-solving and analytical skills. Have knowledge of banking operations and financial services. For more information, please contact Prahalad Rai Trade Centre (2nd Floor) - J Grades at 6587226.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing a team of credit approvers to ensure portfolio quality and minimizing delinquencies. Familiarity with credit programs and policies. A strong understanding of due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans is essential. Ability to evolve underwriting norms customized to local market needs and continuously enhance and execute the consumer credit risk strategy. Adherence to all norms and regulations is required.
Posted 1 month ago
6.0 - 8.0 years
1 - 5 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Collection Manager to join our team at TATA CAPITAL LIMITED in Gorakhpur. The ideal candidate will have 6-8 years of experience in collections management, preferably in the banking or financial services industry. Roles and Responsibility Manage and oversee the collection process to ensure timely debt recovery. Develop and implement effective strategies to improve collection efficiency. Collaborate with internal teams to resolve customer complaints and issues. Analyze and report on collection performance metrics to senior management. Ensure compliance with regulatory requirements and company policies. Build and maintain relationships with key stakeholders, including customers and vendors. Job Strong knowledge of collections management principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Experience working with trade centers or similar industries is preferred.
Posted 1 month ago
5.0 - 10.0 years
8 - 12 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Area Sales Manager to lead our micro finance business in Gorakhpur. The ideal candidate will have 5-10 years of experience in sales management, preferably in the micro finance industry. Roles and Responsibility Lead a team of sales officers to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks to provide an array of financial products and services. Develop and implement business development strategies to improve market share and identify business potential areas. Manage and motivate a team across assigned territories to achieve business goals. Assess potential client base and product acceptability in new regions and opportunities for geographical expansion. Ensure business growth and diversity of products in the region as per the business plan. Create a support function structure to facilitate appraisal, documentation, disbursement, repayment, and delinquency management. Formulate a collection strategy for the region and preventative/risk averse measures to maintain a quality portfolio. Plan and design regional sales contests and conduct field visits to monitor and guide loan officers. Handle workforce planning, recruitment, and training suited for managing various asset products across geographies. Ensure staff skill development through regular meetings and continuous monitoring of clusters, identifying training needs based on market trends and new business opportunities. Maintain resource optimization and operational cost, identify branches in designated operational areas, and manage all compliance, audit, legal, customer service, operations, logistics, admin, HR, and other related issues in the region. Implement best business practices and develop company strategies and programs while ensuring strict compliance and integrity. Job Minimum 5 years of experience in sales management, preferably in the micro finance industry. At least 2 years of experience in a team handling and leadership role. Familiarity with the business correspondent model working with top lending institutions and direct lending business is required. Experience in handling BC and JLG business is essential. Strong relationship management, business sourcing, and portfolio management skills are necessary. Understanding of credit underwriting and knowledge of legal and governance requirements are expected. Good understanding of technology and automation. Ability to handle workforce planning, recruitment, and training suited for managing various asset products across geographies. Must be a Post Graduate or Graduate in any discipline. Additional Info The selected candidate will be responsible for implementing best business practices and developing company strategies and programs while ensuring strict compliance and integrity.
Posted 1 month ago
1.0 - 5.0 years
3 - 6 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Gorakhpur. The ideal candidate will have 1-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to build a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding about microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.
Posted 1 month ago
4.0 - 10.0 years
5 - 9 Lacs
Gorakhpur
Work from Office
Company Name Muthoot Fincorp Limited Position / Designation Branch Credit Manager Secured & Unsecured Lending Business Employment Type All Employment Type Reporting to Designation & Grade State Credit Manager Secured & Unsecured Lending Business No of Reportees, Designation & Grade Credit Operations Main Tasks & Areas of Responsibility End to End Managing of Credit Shop at the Branches assigned Proactively respond to the business requirements & challenges and support Branch Business Team to acquire Quality Portfolio To ensure FIRST TIME RIGHT of Logins at the branches, and Disbursement dockets submitted to Central Operations Monitor Technical & Legal functions pertaining to the branch with regard to timely receipt of Legal & Technical reports from vendors maintaining quality of the reports as well Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio To understand the competition policies regarding Micro LAP and Affordable Housing, suggest improvements in our current policies & products To liaison with Business, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr Management for addressing the unmet needs of the customer To Retain existing live loan customers To effectively liaison with law authorities for resolving conflicts if any To Build a Quality and Profitable Loan Portfolio Skills and Exposure A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork Proven ability to Work under Pressure with regard to TAT Adherence to laid down credit policies and suggest improvements if any Atleast 5 years experience in underwriting role, with atleast 3 years Mortgages & Affordable Housing experience with exposure to Loan Origination software like Finnone, risk tools like Perfios, Hunter, Karza Strong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries Be Accountable for Portfolio Quality of the Location Special Requirements (If any) Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable Job Location / State Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Experience in Home Loans / Mortgages, with team handling skill sets Communication Skills Good oral, written and presentation skills Experience 5+ years of overall experience Behavioral Competencies Uncompromising ethical standards and discipline expected Other Requirements (If any) -
Posted 1 month ago
5.0 - 7.0 years
7 - 9 Lacs
Gorakhpur
Work from Office
Job Description Position / Designation Branch Business Manager Secured & Unsecured Lending Business Grade Employment Type All Employment Type Reporting to Designation & Grade State Business Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade 5 RMs / BSMs; 1 Collections Officer Main Tasks & Areas of Responsibility Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio. To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) To liaison with Credit, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes. To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. To Watch closely the Competition activities and report the same to the Zonal and National teams. To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep. To Attract & Retain High Performers in the Team. To Retain existing live loan customers. To effectively liaison with law authorities for resolving conflicts if any. Skills and Exposure A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork. Proven ability to Recruit and Retain high performing RO/RM/BSMs. Atleast 5 years experience in leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members. Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure. Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries. Be Accountable for Portfolio Quality of the Location. Special Requirements (If any) Direct team managing experience mandatory Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable. Job Location / State Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Experience in Home Loans / Mortgages, with team handling skill sets. Communication Skills Good oral, written and presentation skills Experience 5+ years of overall experience Behavioral Competencies Uncompromising ethical standards and discipline expected
Posted 1 month ago
1.0 - 6.0 years
10 - 14 Lacs
Gorakhpur
Work from Office
We are looking for a highly experienced and skilled Regional Sales Manager to lead our micro finance team in Gorakhpur. The ideal candidate will have between 1 to 10 years of experience. Roles and Responsibility Lead a sales team of Cluster Managers and field staff to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks to provide an array of financial products and services. Develop and implement business development strategies to improve market share and identify business potential areas. Enable business growth by managing teams across assigned territories and assessing potential client base and product acceptability in new regions. Ensure business growth and diversity of products in the region as per the business plan. Create a support function structure to facilitate appraisal, documentation, disbursement, repayment, and delinquency management. Formulate a collection strategy for the region and take preventative/risk averse measures to maintain a quality portfolio. Plan and design regional sales contests and conduct field visits to monitor and guide loan officers. Handle workforce planning, recruitment, and training suited for handling various asset products across geographies, ensuring staff skill development through regular meetings and continuous monitoring of clusters. Maintain resource optimization and operational cost, and manage all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR, and other related issues in the region. Implement best business practices and develop company strategies and programs while ensuring strict compliance and integrity. Job Minimum 1 year of experience in micro finance or a related field. At least 5 years of experience in a team handling and leadership role. Familiarity with the business correspondent model working with top lending institutions. Strong relationship management, business sourcing, and portfolio management skills. Understanding of credit underwriting and legal requirements. Good understanding of technology and automation. Post Graduate/Graduate in any discipline.
Posted 1 month ago
2.0 - 7.0 years
9 - 13 Lacs
Gorakhpur
Work from Office
We are looking for a skilled Regional Debt Manager to join our team at TATA CAPITAL LIMITED, located in Gorakhpur. The ideal candidate will have 2 to 7 years of experience and a strong background in retail MFB collections. Roles and Responsibility Manage and oversee the debt collection process for timely payments. Develop and implement strategies to reduce delinquencies and improve cash flow. Collaborate with cross-functional teams to resolve customer issues and enhance service quality. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain relationships with key stakeholders, including customers, vendors, and internal teams. Monitor and report on key performance indicators to senior management. Job Strong knowledge of banking and financial services, particularly in retail MFB collections. Excellent communication and interpersonal skills to build strong relationships. Ability to analyze data and make informed decisions to drive business outcomes. Strong problem-solving and negotiation skills to resolve complex issues. Experience working in a fast-paced environment with multiple priorities and deadlines. Proficiency in MS Office and other relevant software applications.
Posted 1 month ago
2.0 - 7.0 years
1 - 4 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team at Tata Capital Limited in Lalganj. The ideal candidate will have 2 to 7 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in loan account verification, cross verification, and KYC check is an added advantage.
Posted 1 month ago
2.0 - 5.0 years
4 - 8 Lacs
Gorakhpur
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our microfinance business in Gorakhpur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets.
Posted 1 month ago
1.0 - 3.0 years
1 - 4 Lacs
Prayagraj, Gorakhpur, Agra
Work from Office
Summary: We are seeking a proactive Sales Person to drive the adoption of Invoice by Petpooja , Payroll by Petpooja, Task by Petpooja, and Purchase by Petpooja across multiple sectors like retail, salons, and grocery stores & many more. This role involves lead generation, client onboarding, and relationship management through field visits and demos. Eligibility Criteria: Two-Wheeler along with Driving License Laptop for Client Demo Roles and Responsibilities: Drive sales of Petpooja Retail POS (Invoice by Petpooja) along with Payroll, Task, and Purchase Apps across horizontal markets beyond the F&B industry (e.g., retail, salons, grocery stores). Actively generate sales leads from the market, approach B2C businesses, and onboard them with Petpooja solutions. Build and maintain strong relationships with business owners; provide market insights and offer relevant solutions to enhance their operations. Sign contracts with new clients, handle inbound inquiries, and support existing clients by conducting promotional and marketing activities to expand the customer base. Manage sales operations including administrative tasks, performance reporting, process optimization, and sharing insights with senior management to strengthen client relationships and improve customer service. Strategize and execute plans to achieve monthly sales and customer acquisition targets, including daily visit and demo count goals. Confidently handle client interactions on the field as the first point of contact and effectively communicate Petpoojas offerings and value proposition. Represent Petpooja’s brand values in the market and uphold its reputation through professionalism, integrity, and customer-centricity. Additional Qualification and Skills: Bachelor's degree is preferable. Professional experience of 1-3 years in Sales. Problem-solving attitude Customer-oriented mindset Knowledge of customer relationship management (CRM) practices Influencing Skills Presentability is required Fluent in communication
Posted 1 month ago
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