Job Description

Job Description: Doing PD. Checking and appraising proposals, scrutinizing documents including Cibil analysis by ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO. Handling all system related work including entry into DMS, Jayam System etc. Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers. Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team. Primary assessment & analysis of reasons of non-starter cases. Experience and Knowledge: Having at least minimum 3-5 years experience from BFSI preferably for underwriting experience in loan products Should have knowledge about Financial statements (preferably understanding of Balance Sheet, ratios & P&L analysis), Banking, CIBIL reports, etc. Technical/Managerial Competencies Required: Good experience in Credit Good in Balance sheet analysis, P&L analysis Good eye for detail Good analytical Skills Understanding of credit policies and procedures Behavioral Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality