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Hiring 4Cs - Underwriters - WFH 12 LPA! Apply now

Hiring 4Cs - Underwriters - WFH 12 LPA! Apply now

JobShop

3 - 8 years

5 - 12 Lacs

chennai bengaluru mumbai (all areas)

Posted:None| Platform:

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Skills Required

4cs underwriting business income schedule e form 1065 form 1120 underwriting us residential mortgage us mortgage form 1040 pre underwriting us mortgage underwriting income calculation loan processing gnma fhlmc fnma

Work Mode

Work from Office

Job Type

Full Time

Job Description

Send your CV - owaiz.sait@jobshop.ai

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting, US mortgage

Position Overview

Candidate should have total 3+ years of US mortgage underwriting experience

Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
Should have good analytical and problem-solving skills
Should have decision-making skill when applying in business judgment
Evaluate complete loan documents and should provide approval or denial decision
Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
Thorough income calculation Salaried income, business income, retired other income and rental income
Complete review of Collateral and property valuation
Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
Validating and processing the Loan documents on behalf a Mortgage lender organization.
Evaluating evidence of borrowers willingness and ability to repay the obligation
Good communication, Presentation skills, Self-motivated and hard working

Job Benefits

Salary upto 12LPA (depending on the Last drawn salary)
Joining bonus of 1 Lakh if candidates can join within 30 days
Notice period buyout option available
Work from home opportunity (candidate can be located anywhere in India)

Send your CV - owaiz.sait@jobshop.ai

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