Head of Analytics

Role Overview: As the Head of Analytics for the Housing Finance business, your main responsibility is to lead the data and analytics function, driving insights across various areas such as credit underwriting, customer acquisition, portfolio management, collections, and regulatory compliance. Your role is crucial in enabling data-driven decisions to optimize risk, improve operational efficiency, and enhance customer experience in the affordable and prime housing segments. Key Responsibilities: - Define and implement the analytics roadmap aligned with the HFCs business strategy. - Partner with leadership across credit, risk, operations, and sales to drive data-led decision-making. - Promote a culture of analytics and performance measurement across the organization. - Utilize credit scoring models for salaried and self-employed borrowers. - Monitor portfolio performance, delinquency trends, and early warning indicators. - Support credit policy formulation and risk appetite frameworks with data insights. - Drive customer segmentation, acquisition funnel analysis, and channel performance. - Analyze product performance across geographies, ticket sizes, and borrower profiles. - Identify opportunities for cross-sell, up-sell, and customer retention. - Build and lead a high-performing analytics team. - Evaluate and implement tools and platforms to enhance analytics maturity. Qualification Required: - Masters degree in Statistics, Economics, Mathematics, Data Science, or related fields. - 8-10 years of experience in analytics, preferably in financial services (Banking/NBFC/HFC), with leadership experience in customer and risk analytics. Additional Company Details: The company values essential skills such as a strong command of SQL, Python/R, Tableau, and data warehousing tools, as well as expertise in credit risk modeling and Market mix models. Experience with statistical modeling, machine learning, and big data platforms is also preferred. Excellent communication, leadership, and stakeholder management skills are essential for this role.,