Job Description

About Navi Navi is one of the fastest-growing financial services companies in India, providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Digital Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Know what makes you a Navi_ite : 1. Perseverance, Passion, and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with High-Quality Results Consistently creates value for customers through high-quality outcomes Ensures excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances Responsibilities: Be responsible for underwriting employer/employee health clients (B2B) and their employees or group members (B2B2C) Cultivate relationships with cross functional teams, stakeholders and support sales teams by navigating key price drivers for the various accounts. Work with a team of senior medical underwriters and actuaries for end-to-end management of day to day operations Ensure good turn around time on quotations requests, optimize quote conversions and profitability of accounts and the portfolio Assist in driving projects such as new products launch, raters, process improvements. To support the relevant stakeholders to process onboarding of new clients and servicing. Achieve annual revenue, profitability, and market share targets. Build and lead a high-performing group medical pricing team with a culture of collaboration and accountability. Collaborate with internal teams to create customer-centric solutions. Monitor market trends, regulatory updates, and competitors to refine strategies. Helps the sales team in strengthening partnerships with brokers, channels, and intermediaries to enhance distribution. Responsible for maintaining Loss Ratio and Combined Operating Ratio at portfolio and granular level. Key Skills Required: Strong 8+ years of pricing and quotation experience in Group Health and personal accident Insurance. Analytical and strategic thinking with a customer-first mindset. Sharp analytical mind, who enjoys thinking on their feet and devising innovative solutions to complex insurance product design and pricing problems Strong communication and relationship-building skills. Proven leadership abilities to inspire teams toward common goals. Resilience, adaptability, and agility in a fast-paced environment. Strong industry connections in the insurance space, including corporates and brokers is a plus.