Graduate Intern

Job Description

KEY ROLES & RESPONSIBILITIES Work with the team to support various activities in the credit risk value chain for a portfolio of corporates Supporting in surveillance of portfolios and preparation of event notes Supporting the team in MIS reporting activities Supporting in preparing credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The candidate may have to undertake the below credit assessment activities: o Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. o Preparing sections of credit assessment report and elaborately discuss the company profile and credit risk considerations. o Preparing and updating detailed financial spreads/models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). o Determine and recommend ratings to the entity based on the internal rating framework and methodology. o Final collation of credit memos Support the team with any ad-hoc research requests including sector research FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Good understanding of financial concepts, calculation of key credit metrics and capital ratios Good knowhow of accounting aspects Reasonable understanding of credit MINIMUM & PREFERRED EDUCATION Pursuing Graduation MINIMUM & PREFERRED EXPERIENCE / SKILLS High level of attention to detail and accuracy; Diligence and hard work Organization skills and the ability to manage and prioritize workload Good understanding of MS office products