Gold Loan Executive

Job Description

Job Role :- Coordinate with branch sales team and support BSM, SMs for lead conversion • Tele-calling / follow up on leads given by sales team and Corporate office • Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis • Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed • Update valuation details in system i.e. Gold portal and loan booking system • Ensure loan processing completed within stipulated TAT. • Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket • Follow up with customer for timely interest collection • Gold loan file disbursal in system (this could be done by BOM for most Branches) • Custody of gold packets in the office, record it as per process • Raise Payment Request / Cheque Disbursement, record it as per process • Arrange to send the complete file to COPS as per process. • Manage Related MIS, interface with COPS, regional teams as might be required. • Co-ordinate with central tele calling team for collections / follow up for payments from overdue borrowers • Customer Support / Service as required. Key Responsibilities :- Sales process management in FMCG/ Direct sales company • Understanding of gold process understanding ,KYC Knowledge & Sales process • Gold loan Sales process & BTL Marketing • Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge Mandatory skills :- Graduate with Minimum 2-4 yrs experience • Experience in collection and auction will be preferred. • Min 2 years experience in gold valuation at gold loan NBFCs. Forward your updated resume - murugasurya.p@hdbfs.com Regards, HR - TEAM HDB Financial Services