Finance Lead

Key Responsibilities

1. Financial Management & Control

• Manage end-to-end accounting, financial reporting, and monthly closures in compliance with statutory and audit requirements.
• Monitor and control cash flow, fund utilization, and working capital efficiency.
• Ensure timely preparation of MIS and financial statements.

2. Budgeting & Cost Management

• Prepare annual budgets and track performance against targets.
• Identify cost-saving opportunities and drive financial efficiency across departments.
• Support management with variance analysis and actionable insights.

3. Statutory Compliance & Audit Coordination

• Ensure compliance with applicable laws (RBI/NHB/Income Tax/GST/Companies Act).
• Coordinate with internal and statutory auditors for timely audit completion.
• Maintain accurate financial documentation and ensure zero non-compliance.

4. Treasury & Banking Operations

• Manage banking relationships for fund management, disbursement, and reconciliations.
• Oversee treasury operations including short-term borrowing and investment decisions.
• Ensure optimal fund allocation for operational and growth requirements.

5. Risk & Internal Control

• Implement strong internal control systems and processes.
• Monitor credit exposure, financial risks, and ensure preventive mechanisms.
• Support management in identifying and mitigating financial risks.

6. Business Support & Strategic Input

• Provide financial insights to support business decisions and growth initiatives.
• Participate in strategic discussions with management on profitability and expansion plans.
• Support product and branch expansion plans through financial feasibility studies.

7. Team Leadership

• Lead and develop the finance and accounts team for higher productivity and ownership.
• Foster a culture of compliance, accuracy, and accountability.

Qualifications & Experience

• Education:

  Chartered Accountant (CA) Mandatory

• Experience:

  Minimum 4+ years post-qualification experience in financial management, preferably in NBFC / Housing Finance / Banking sector.

• Preferred:

  Experience in managing audits, treasury, and regulatory compliance.

Personal Attributes

• Married with at least one child

  (reflecting

  maturity and stability

  in personal and professional life).

• Age: 34 to 36 yrs

• Residing in Chennai or willing to be based full-time in Chennai.
• High integrity, reliability, and sense of responsibility.
• Strong analytical and problem-solving skills.
• Hands-on, detail-oriented, and capable of managing a lean team.
• Effective communicator with strong interpersonal skills.

Key Competencies

• Financial Planning & Analysis
• Statutory & Regulatory Compliance
• Treasury & Banking Operations
• Cost & Budgetary Control
• Team Leadership & Development
• Internal Control & Governance