Data Analyst 2

Job Description

The role of a Data analyst is to analyze and develop PayPal s Risk strategy for our business customers. The Small and Medium Business (SMB) portfolio is built of PayPal s newest cutting-edge payments solutions to provide customized experiences which are developed for the company s varied and valued customer base. Your way to impact The role involves complete ownership and end-to-end management of a customer segment or a part of the portfolio that would involve management of loss and experience, with in-depth knowledge and expertise of the domain . Your day-to-day The responsibilities include data analysis and data backed decisions , monitoring and forecasting, designing and implementing risk strategies, working with other data scientists and technology teams on the right features , model and platform requirements , and communicating with global stakeholders and partners, for best-in-class customer experience while meeting loss targets with margin focus . Each Data Analyst in the team has complete ownership of a segment of the portfolio or domain and is responsible for end-to-end management of loss and experience . The responsibilities include data analysis and data backed decisions , monitoring and forecasting, designing and implementing risk strategies, working with data scientists and technology teams on the right attribute, model and platform requirements , and communicating with global stakeholders and partners, for best-in-class customer experience while meeting loss targets with margin focus . Scope of responsibility: The employee should be self-driven. Work is generally self-directed with minimum supervision. Work on assignments that are of intermediate complexity with multiple steps in execution, and guided by generally defined processes and project requirements Focus primarily on completing short - and medium-term goals of a project efficiently and effectively Job Requirements: Strong analytical skills -- ability to build quick estimates using back-of-the-envelope analysis, structure (and, if needed, execute) more complex analyses, pull together business cases and forecasts to navigate through multi-dimensional sets of tradeoffs. Should have a vast tech-stack expertise related to data analysis, strategy design and build, monitoring Enthusiasm for data-driven problem solving within a fast-paced environment is a must . In addition, experience with Microsoft Excel or statistical software, working knowledge of SQL or other relational database languages, and hands-on experience in data analysis involving large data sets are strongly desired. Polished communication and influenc ing skills - risk decision scientists need to collaborate cross-functionally with product managers, data scientists, business owners, and customers to learn from subject-matter experts, present findings in a clear and concise manner, and reach alignment on how to execute risk strategies. Demonstrated ability to influence groups and effectively resolve conflicts is required . An innate intellectual curiosity, and a willingness to build awareness of current payments industry and risk management best practices. PayPal is constantly innovating by introducing new products and entering new markets, so successful risk analysts on this team must quickly get up to speed on new content areas. You will be expected to become an expert in your specific domain Can-do attitude, team player, energetic personality, ability to work well under pressure in a fast-paced and constantly changing environment to meet deadlines. The successful risk analyst is a self-starter who has the resilience to learn from their mistakes and reach their true potential. Identify glitches in processes and tools and develop and execute solutions to overcome general issues and obstacles with little supervision. Learning in-depth analysis of alternatives and applying specialized knowledge Impact of decision has moderate reach Seeks improvement within defined tasks. Understands, evaluates, and executes improvement ideas from supervisors BE/ BTech degree with 2+ years of experience or master s degree in finance / Analytic Preferred Experience Hands on strategy development experience in products like Consumer or SMB credit cards portfolio management, deposit risk, payment risk Experience in supporting large global financial institutions in the US or EU ; or worked for local tier one banks like HDFC or foreign banks. Or other pay m ent processors