3 Credit Agreement Jobs

Senior Data and Legal Analyst Location: Bangalore Experience- 3+ yrs Job Overview We are seeking a highly skilled and experienced lawyer to join our team as a Senior Data & Legal Analyst. This role is ideal for professionals who thrive at the intersection of law, finance, and technology. You will play a pivotal role in extracting, analysing, interpreting, and structuring legal and financial data from complex private credit agreement and related documentation. As a senior member of the team, you will lead the initiatives that enhance data accuracy, streamline documentation workflows, and support the development of scalable technology solutions for the private credit lifecycle. Your expertise will directly impact investment decision-making, operational efficiency, and platform innovation. Responsibilities Private Credit Agreement Expertise: Analyse and interpret complex private credit agreements, including bespoke structures, amendments and intercreditor arrangements. Extract and validate key legal and commercial terms such as: Facility structure and hierarchy Pricing and margin mechanics Financial covenants and compliance thresholds Security package and collateral details Waterfall and payment priorities Jurisdictional considerations and governing law Oversight & Quality Assurance Review and validate data extracted by junior analysts to ensure completeness and accuracy. Provide legal interpretation and guidance on key clauses such as covenants, events of default, loopholes, representations & warranties, Payment-in-Kind etc., Track and analyse covenants, interest schedules, amortization, prepayment terms and other credit metrics Conduct analytical reviews to identify risk flags, anomalies or operational inefficiencies Stay current on legal developments and market trends affecting credit documentation. Stakeholder Engagement Act as a subject matter expert for internal teams including Legal, Product Development, and Operations. Deliver clear, actionable summaries, and insights from complex documentation to support strategic decisions. Process Optimization & Automation Identify and implement opportunities to streamline data extraction and documentation workflows Support the creation and expansion of legal data taxonomies and standardized templates Collaborate with technology teams to enhance document parsing tools and build scalable solutions. Mentorship & Leadership Train and mentor junior team members on documentation standards and legal interpretation, and data extraction techniques Lead documentation reviews for high-value or high-risk transactions Qualifications Law degree or equivalent legal/financial qualification Minimum 3+ years of experience in credit documentation, legal analysis, or private credit Deep understanding of private credit structures, credit agreements, debt covenant structures, term sheets & grid analysis, legal terminology, and relevant debt financial instruments Strong analytical skills with exceptional attention to detail Proficiency in document management systems and data tools Experience working with cross-functional teams including legal, investment and technology. NOTE This position requires working in rotational shifts, please apply only if you are open to working in shifts. Who We Are- Alphastream.ai envisions a dynamic future for the financial world, where innovation is propelled by state-of-the-art AI technology and enriched by a profound understanding of credit and fixed-income research. Our mission is to empower asset managers, research firms, hedge funds, banks, and investors with smarter, faster, and curated data. We provide accurate, timely information, analytics, and tools across simple to complex financial and non-financial data, enhancing decision-making. With a focus on bonds, loans, financials and sustainability, we offer near real-time data via APIs and PaaS (Platform as a Service) solutions that act as the bridge between our offerings and seamless workflow integration. To learn more about us: https://alphastream.ai/ What we offer "At Alphastream.ai we offer a dynamic and inclusive workplace where your skills are valued and your career can flourish. Enjoy competitive compensation, a comprehensive benefits package, and opportunities for professional growth. Immerse yourself in an innovative work environment, maintain a healthy work-life balance, and contribute to a diverse and inclusive culture. Join us to work with cutting-edge technology, and be part of a team that recognizes and rewards your achievements, all while fostering a fun and engaging workplace culture." How to Apply: Please send your resume and portfolio to hr@alphastream.ai Disclaimer -Alphastream.ai is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of all communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Drafting of various credit dept agreements and deeds such as loan agreements, mortgages, hypothecation, pledge, guarantees, credit facility agreement, indemnity, affidavit etc Legal Credit DEPT Documentation required for a BANK in Mumbai Required Candidate profile To provide legal support to the various business verticals of the Bank on vetting, drafting and negotiating credit facility, security and ancillary documents to safeguard the interest of the Bank Perks and benefits Manager Legal Credit DEPT Documentation

Loan Operations (ACBS) Night Shift - Sr. Associate/Delivery Lead/Delivery Manager Notice Period - 0 to 60 days Work from Office Comfortable working in US Shift - 5:30 PM to 2:30 AM IST Role & responsibilities • Perform servicing activities in ACBS Rollovers, Advances, Paydowns, Past Dues, fees, deal setup, reconciliation and others New Loan Onboarding, renewals and rebooking when needed Setup and update the repayment schedules in ACBS Review Credit agreement and other loan related documents Setup Pricing Index & Rules, Guarantor, Facility, type of facility, CRA info, Repayment, maturity etc Assist Agency teams with any primary and secondary closings Maintain spreadsheets with Loan Trade information from initiation to Settlement Book the trade and process fees in ACBS • Process invoices for Broker and Clearpar Reconcile cash payments: open cash items vs expected payments Review and correct as necessary Settlement Standard Instructions Track Past Due payments, clean up unpaid and prepare reports per requirement Ensure compliance with the Banks data governance policies,standards and operational procedures Prepare reports for upper management regarding status of project. Meet strict deadlines and ability to work under pressure Preferred candidate profile • Min 5-12 years experience in Lending Services • Understanding of Commercial Lending lifecycle with excellent understanding of Loan Agreements and other loan documents • Excellent knowledge of ACBS is must • Commerce Graduate / MBA (Finance) • Good understanding of Project Management principles • Excellent written and spoken communication skills