Credit Administration Officer

Job Description

Job Title: Credit Administration Officer Department : Credit Risk / Loan Processing Location : Lower Parel, Mumbai. Employment Type : Full-time About Us: We are a fast-growing Non-Banking Financial Company (NBFC) offering a range of financial products, including education loans, overdrafts, and loans against property. Our goal is to empower individuals and businesses with tailored financial solutions. Position Overview: We are seeking a detail-oriented Credit Administration Officer to manage loan administration in Education Loans, Overdrafts, and Loans Against Property. The role ensures compliance with policies, regulatory requirements, and industry standards throughout the loan lifecycle. Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred. Why Join Us? This is an excellent opportunity to be part of an emerging NBFC and contribute to its growth in a dynamic environment. If you're looking to grow within the financial services sector, apply now!