Collections Manager

Job Description

Role & responsibilities Key responsibilities may include: Client Acquisition: Actively source and identify potential business clients who may require unsecured loans. Credit Evaluation: Conduct comprehensive credit analysis of applicants, reviewing financial statements, credit reports, and other relevant documents to assess their creditworthiness. Loan Structuring: Design tailored unsecured loan packages based on the client's business needs and financial situation. Loan Application Process: Guide clients through the loan application process, ensuring all necessary documentation is complete and accurate. Risk Management: Evaluate potential risks associated with each loan application and manage the overall loan portfolio to minimize credit losses. Sales Targets: Achieve individual and team sales targets for unsecured business loans. Customer Relationship Management: Build and maintain strong relationships with clients, providing ongoing support and addressing any concerns. Compliance Adherence: Ensure all lending activities comply with relevant banking regulations and internal policies. Potential Job Titles: Relationship Manager - Unsecured Business Loan, Credit Analyst - Unsecured Business Loan, Business Loan Officer, Area Sales Manager - Unsecured Business Loan, and Credit Manager - Unsecured Loan. Required Skills and Qualifications: Strong understanding of commercial lending practices, particularly unsecured loans Excellent analytical skills to assess financial statements and credit reports Proven sales and negotiation abilities to close deals Excellent communication and interpersonal skills to build client relationships Knowledge of relevant banking regulations and compliance requirements Experience in the financial services industry, preferably with a focus on business lending Preferred candidate profile Perks and benefits share your cv on : radhika.rana@vrindaglobal.com