Business Analyst - Loan IQ

About Business line/Function

Global Banking IT - Corporate Credits: Corporate lending business provides loans to corporates for refinancing, debt consolidation or financing a new project or acquisition.

To function as a Business analyst with the Global Banking CREDIT team, catering to number of applications related to the Credit Domain, especially Loan IQ.

Work as an individual contributor to completely manage the End-to-End Credit implementations with Business and other stakeholders.

Needs to be involved in the requirements gathering with Business Product Owners, documenting the business requirements and functional specifications. Needs to liaise up with the development teams, testing teams, coordinate testing efforts and be involved in production implementation.

The candidate must be able to:

• Clearly understand the clients business requirements and provide optimal solutions.
• Contribute to the analysis and drafting of business requirements and functional specifications.
• Writing of Business Test Cases, Business rule, acceptance criteria and conducting the SIT & UAT cycles.
• They should be well versed with the Agile / Scrum methodologies, SDLC cycle, quality and release control processes.
• They Should be working on Loan IQ in current project and well versed of all modules of it.

Responsibilities

Direct Responsibilities

• To work closely with Product Owners, Users (if required), Testing team and development team to understand the Business Requirements.
• In future, take responsibility as Scrum Master in of agile team.
• Ensuring solutions meet business needs and requirements.
• Prioritizing initiatives based on business needs and requirements.
• To analyze requirements and perform gap analysis independently.
• To create, maintain and review business requirements as Epics / User Stories in Jira.
• To prepare / review high-level test scenarios and conduct functional testing before releasing the feature / product.
• To conduct effective walkthroughs with Business / Development teams on functional requirements.
• To conduct effective walkthrough with UX-UI designers for mockups / wireframe creation.
• To do effective effort estimation and sprint planning.
• They Should be comfortable and open to work with onshore stakeholders.
• Mentor and help other BA team members to deliver solutions. Work on transversal topics spanning across projects and teams.
• Responsible for updating documentation on new or existing features with expected details for future references and knowledge transitions.

Contributing Responsibilities

• Work closely with internal development, architecture and other transversal teams.
• Work as a team player for topics spanning across projects, teams.
• Quality conscious and appropriate documentation complying with SDLC standards
• Monitor quality and appropriate documentation complying with SDLC standards
• Writing job descriptions for new roles, conducting interviews and keeping track of open positions/ backfills.

The candidate should have strong functional skills and communication skills.

The job requires:

• Background in banking, more specifically in Credits domain (structured credits, loans and risks associated).
• Prior Knowledge to Loan IQ software is must.
• Prior BA experience with Agile / Scrum background is necessary.
• Analysis, Solution definition and Problem solving.
• Experience in Stakeholder management. Service-oriented attitude and strong commitment to client satisfaction.
• Excellent verbal and written communication.
• Proven negotiation skills, facilitation skills. Capable of adapting to a new environment / changes and ability to deliver it successfully under pressure towards tight deadlines.
• Lead by example. Wellness to learn.
• Sincere and hard work. Self-starter, quick learner.
• Solution driven, Open positive mindset.
• Adopt the changes, able to identify gaps / risks and prepare the mitigation plan to deliver it smoothly.

Besides, the following skills are also expected:

• Clear organization skills and ability to work as an individual contributor.
• Interpersonal skills, ability to consolidate action plans and report progress status.
• Analytical, lateral thinker and result-oriented person.
• Team players demonstrate self-initiative when necessary.
• Manage end-to-end projects with tight tracking and governance.

Experience required:

• Overall, 5 - 8 years Business analyst experience.
• Preferably, good to have BA experience from Financial / Banking Industry or domain having strong accounting and Payment knowledge
• Preferably, good to have prior hands-on

  experience Loan IQ tool

  .
• 5 - 8 years of relevant experience in implementing IT Systems or interface development across financial or banking systems.
• Any Graduate from a top University.

Skills Referential

BehaviouralSkills:

• Client focused
• Communication skills - oral & written
• Ability to deliver / Results driven

Transversal Skills:

• Ability to understand, explain and support change
• Ability to develop and adapt a process
• Ability to manage / facilitate a meeting, seminar, committee, training
• Ability to inspire others & generate people's commitment

Education Level:

Bachelor Degree or equivalent

Experience Level

At least 7 years