Business Analyst Home Loans

Job Description

Job Summary:Client is a leading NBFC in India, having its prominent business in Home Loans Division. We are seeking a dynamic Business Analyst to join our client’s Home Loans division. The ideal candidate will work in the client location with product, credit, technology, operations, and risk teams to drive business requirements, process improvements, and data-driven decisions that enhance their home loan offerings. This is a full time opportunity and job location will be in Mumbai. Interested candidates can share your profile to careers@krayontek.com Package - 10 LPA Key Responsibilities:Gather, analyze, and document business requirements (BRDs/FRDs) for home loan products and systems.Liaise with stakeholders across product, credit, risk, and IT to translate business needs into functional specifications.Monitor and improve key metrics: loan disbursals, TAT, approval rates, and delinquency.Support implementation of Loan Origination Systems (LOS) and Loan Management Systems (LMS).Conduct market and competitor analysis to recommend product improvements and pricing strategies.Develop and maintain dashboards/reports for business performance using tools like Excel, SQL, or BI tools (e.g., Power BI/Tableau).Coordinate with tech teams for system enhancements, UAT, and issue resolution.Ensure compliance with regulatory requirements (RBI/NHB) and internal risk guidelines. Required Skills & Qualifications:Bachelor’s degree in Finance, Business, IT, or related field; MBA preferred.5 -8 years of experience as a Business Analyst in BFSI domain, preferably with exposure to Home Loans or secured lending.Knowledge of LOS/LMS platforms (e.g., FinnOne, CloudBankin, etc.).Proficient in MS Excel, SQL, PowerPoint; knowledge of data visualization tools is a plus.Strong understanding of home loan products, processes, and credit assessment norms.Excellent communication, problem-solving, and stakeholder management skills. Nice to Have:Prior experience in an NBFC or HFC (Housing Finance Company).Exposure to digital lending platforms, APIs, or CRM integration.Experience working with Agile/Waterfall project management models.