Business Analyst - Collateral Services

Job Description

Role & responsibilities Requirement Gathering & Analysis: Work with stakeholders to define business requirements for collateral management, including valuation, lien tracking, perfection, and release processes. Collateral Data & Structuring: Define how collateral assets (real estate, equipment, inventory, securities, etc.) should be structured, tracked, and linked to loan products in the system. System Design & Workflows: Collaborate with product, engineering, and credit teams to design efficient workflows for collateral intake, underwriting, monitoring, and liquidation. Regulatory & Risk Compliance: Ensure compliance with UCC filings, LTV (Loan-to-Value) calculations, appraisals, and other regulatory requirements for secured lending. Automation & AI Integration: Support the development of AI-driven automation for collateral valuation, documentation extraction, and risk assessment. Stakeholder Collaboration: Act as a liaison between lenders, credit analysts, risk teams, and technology teams to improve collateral-related processes. Testing & Validation: Define test cases and participate in UAT (User Acceptance Testing) to ensure system functionality aligns with business needs Preferred candidate profile 3+ years of experience as a Business Analyst in financial services, lending, or loan origination systems. Strong understanding of collateral management, secured lending, and loan lifecycle processes. Experience working with commercial and consumer loans (C&I, CRE, Auto, Mortgage, Construction, etc.). Knowledge of lien perfection, UCC filings, appraisals, and regulatory compliance related to collateral. Ability to work with cross-functional teams including technology, credit, risk, and compliance. Experience with loan origination platforms (LOS), servicing systems, and collateral tracking tools is a plus. Strong analytical, documentation, and communication skill Perks and benefits Competitive salary as per market standards Work on cutting-edge loan origination and servicing software for secured lending. Opportunity to shape collateral management automation and AI-driven solutions. Be part of a fast-growing fintech company transforming commercial and consumer lending