Job Description : Evaluate loan applications and assess borrower risk based on credit reports, income verification, and loan history. Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in line with company and legal guidelines. Analyse credit data and financial information to determine loan eligibility. Approve or decline loans within assigned credit limits or escalate decisions as needed. Communicate clearly with customers regarding loan terms, repayment schedules, and any conditions. Monitor loan portfolios for delinquencies and initiate pre-collection follow-ups. Ensure compliance with payday lending laws, fair lending practices, and internal risk policies. Coordinate with collections, customer service, and legal teams to manage high-risk accounts. Maintain accurate records of credit decisions and supporting documentation. Contribute to the improvement of risk assessment models and processes Preffered - Female candidates only . Job Type: Full-time Pay: ₹25,000.00 - ₹40,000.00 per month Work Location: In person
Job Summary: We are looking for a dynamic and detail-oriented HR to join our growing financial services team. The ideal candidate will manage core HR functions, including talent acquisition, onboarding, employee engagement, and administrative HR duties, with a strong focus on supporting a high paced lending environment. Key Responsibilities: 1. Recruitment & Onboarding Manage end-to-end recruitment for roles such as Credit Managers, Collection executive, Branch Staff etc. Conduct interviews, screening, and reference checks. Facilitate smooth onboarding and induction programs for new hires. 2. Payroll, Compliance & HR Operations Ensure HR policies comply with labour laws and financial services regulations. Maintain up-to-date employee records and documentation. Monitor and manage attendance, payroll inputs, and leave records. 3. Employee Relations & Engagement Address employee grievances and mediate workplace conflicts. Assist in organizing employee engagement activities and performance feedback sessions. Support in implementing performance appraisal systems. 4. Training & Development Coordinate training for employees on compliance, customer service, and collections. Identify skill gaps and support initiatives for upskilling. Qualifications: Bachelor's degree in HR, Business Administration, or a related field. 1–2 years of experience in HR, preferably in financial services, lending, or banking. Knowledge of labour laws and statutory compliance (ESI, PF, Gratuity, etc.). Key Skills: Strong interpersonal and communication skills High attention to detail and data accuracy Familiarity with HRMS or payroll software Ability to handle confidential information Problem-solving and conflict-resolution abilities Payroll Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹35,000.00 per month Benefits: Provident Fund Work Location: In person
Key Responsibilities : Lead and manage a team of collection executives. Assign daily targets and monitor team performance. Make and supervise recovery calls for overdue accounts. Negotiate repayments and handle escalated cases. Ensure daily updates in CRM or loan management systems. Generate reports and track collection performance. Train and guide team members on recovery process. Maintain compliance with RBI and company policies. Coordinate with legal/risk teams for escalations. Required Qualifications & Skills: 2–4 years of experience in loan collections. Strong knowledge of debt collection laws and ethical practices. Excellent communication, negotiation, and leadership skills. Proficiency in collection software and CRM tools. Ability to analyze data and derive actionable insights. Strong problem-solving skills and resilience. Job Types: Full-time, Permanent Pay: ₹30,000.00 - ₹45,000.00 per month Work Location: In person
Key Responsibilities : Lead and manage a team of collection executives. Assign daily targets and monitor team performance. Make and supervise recovery calls for overdue accounts. Negotiate repayments and handle escalated cases. Ensure daily updates in CRM or loan management systems. Generate reports and track collection performance. Train and guide team members on recovery process. Maintain compliance with RBI and company policies. Coordinate with legal/risk teams for escalations. Required Qualifications & Skills: 0–1 years of experience in loan collections. Strong knowledge of debt collection laws and ethical practices. Excellent communication, negotiation, and leadership skills. Proficiency in collection software and CRM tools. Ability to analyze data and derive actionable insights. Strong problem-solving skills and resilience. Job Types: Full-time, Permanent Pay: ₹20,000.00 - ₹28,000.00 per month Work Location: In person