Job Description

Job Requirements Job Description: Associate Relationship Manager-LAP at IDFC FIRST Bank Company Name: IDFC FIRST Bank Job Title: Associate Relationship Manager-LAP Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Rural Banking > Assets > Mortgages Location: Rajim, Chhattisgarh 493885, India IDFC FIRST Bank is a leading financial institution in India, committed to providing innovative and customer-centric banking solutions. We are currently seeking a highly motivated and dynamic individual to join our team as an Associate Relationship Manager-LAP in our Retail Banking division. As an Associate Relationship Manager-LAP, you will be responsible for managing and growing the bank's loan against property (LAP) portfolio in the rural banking segment. You will work closely with the rural banking team to identify potential customers and offer them customized LAP solutions to meet their financial needs. Key Responsibilities Actively identify and acquire new customers in the rural banking segment for LAP products Build and maintain strong relationships with existing and potential customers Conduct thorough financial analysis and risk assessment of potential customers to determine their creditworthiness Present and explain LAP products and services to customers, addressing any questions or concerns they may have Collaborate with the rural banking team to develop and implement effective sales strategies Meet and exceed sales targets and contribute to the overall growth of the LAP portfolio Ensure compliance with all regulatory and internal policies and procedures Qualifications Bachelor's degree in Business Administration, Finance, or a related field Minimum of 2 years of experience in retail banking, with a focus on LAP products Strong understanding of rural banking and the LAP market in India Proven track record of meeting and exceeding sales targets Excellent communication and interpersonal skills Ability to work independently and as part of a team Proficient in MS Office and other relevant software applications Willingness to travel within the assigned region If you are a driven and results-oriented individual with a passion for rural banking and a strong understanding of LAP products, we want to hear from you! Join our team at IDFC FIRST Bank and take your career to the next level. Show more Show less