Analyst - US Mortgage Underwriting

2 - 6 years

0 Lacs

Posted:3 weeks ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As an Analyst in the US Mortgage Underwriting team at our company, you will play a crucial role in providing virtual business process services to clients in the Private Mortgage Lending industry in the USA. **Key Responsibilities:** - Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products - Examine and evaluate documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation - Understand all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation - Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies - Verify market comparables for both rental values as well as property sale values - Develop and maintain an up-to-date and sound knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans - Assess risks and present recommendations to senior management for approval **Qualifications And Experience:** - 2-4 years of experience in US Mortgage 12M/30 Year Loan Underwriting - Skills in reviewing and analyzing Property Appraisals - Strong knowledge of guidelines related to Fannie Mae and Freddie Mac - Excellent oral and written communication skills, including presentations to senior management - Bachelors degree in finance, MBA, M. Com, or other post-Grad Degree in Finance a plus - Advanced Excel Skills If you are looking to be a part of a dynamic team providing Mortgage Underwriting Services to USA clients from the Private Mortgage Lending industry, consider applying to this role located at Hi-Tech City, Hyderabad. The work timings are from IST 5:30 pm to 2:30 am, and the salary range offered is the best in the industry. Please send your application to hr@finacplus.com. As an Analyst in the US Mortgage Underwriting team at our company, you will play a crucial role in providing virtual business process services to clients in the Private Mortgage Lending industry in the USA. **Key Responsibilities:** - Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products - Examine and evaluate documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation - Understand all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation - Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies - Verify market comparables for both rental values as well as property sale values - Develop and maintain an up-to-date and sound knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans - Assess risks and present recommendations to senior management for approval **Qualifications And Experience:** - 2-4 years of experience in US Mortgage 12M/30 Year Loan Underwriting - Skills in reviewing and analyzing Property Appraisals - Strong knowledge of guidelines related to Fannie Mae and Freddie Mac - Excellent oral and written communication skills, including presentations to senior management - Bachelors degree in finance, MBA, M. Com, or other post-Grad Degree in Finance a plus - Advanced Excel Skills If you are looking to be a part of a dynamic team providing Mortgage Underwriting Services to USA clients from the Private Mortgage Lending industry, consider applying to this role located at Hi-Tech City, Hyderabad. The work timings are from IST 5:30 pm to 2:30 am, and the salary range offered is the best in the industry. Please send your application to hr@finacplus.com.

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